Fix Your Financial Tone: Jim Toner

Jim Toner is a set up maker, author, arrive state money related expert and agent. Countless have benefited from his exercises. The Napoleon Hill foundation has extolled him for his undertakings in the personal growth area composing. He has appeared on Fox, NBC and CNN to give just a few illustrations. A few spotlights on handy benchmarks people secure their financial chance. The territories he has expertise in are real estate essentially and creating books. He has been in arrive for a long time and besides is a radio show host and master. Jim Toner said he uses a manner that is purchaser welcoming and not over your understanding.

This approach has made him outstandingly captivating to the general populace. He is greatly unique in the liberality world. Toner as a bit of many educating social affairs and these get-togethers he is an area have long holding up records. He starts his every day at 5:20 AM to soundly prepare for his busy day rushing toward the activity of his focus. He communicates that being in the activity focus frequently has helped him stunningly in his livelihood. At whatever point he has felt as if he was in the deplete, he determines being an activity focus rat has pulled him out.

While working out he checks out webcasts or book accounts. He raises that working out and scrutinizing are two of life’s most essential parts; so taking a gander at the two gains amazing focal points. A beneficial author, he spends whatever remains of his day after the weight gym tackling his books or radio ventures. A formed arrangement for the day is something he idolizes for keeping him on attempted. Disregarding the way that Jim Toner (@thejimtoner) doesn’t believe in working every hour of the day, he takes control rests at some point or another in the midst of his timetable. To keep from destroying, he endorses this to the people who search for his suggestion. He has never been one to take after examples what is amped up for the advanced chronicle in the city. Toner confides in this is a key factor to succeeding. Communicating that everything isn’t always for everyone, aside from you can all around find a piece or two of good information that you can readily apply to your life right now. Check out Toner’s accolades here.


GreenSky Credit Offers Financing for Important Purchases

GreenSky Credit is a financial technology (FinTech) company that provides consumer financing for home improvement, healthcare, and retail purchases. The GreenSky website says purchases may be made with any home improvement contractor or retailer. For home improvement, purchases through GreenSky are commonly made for heating and air conditioning, roofing, remodeling, and pools and spas. For healthcare, it is hospital care, dental, vision, and even weight loss. For retail, financing is offered for in-store purchases, online purchases, and purchases at shows.

GreenSky Credit provides borrowers with a Direct Payment Card, which is much like a credit card. The card remains active for six months, during which the card holder can make purchases up to the credit limit on the card. The card actually links to an installment loan, with regular monthly payments to be made after purchase.

Wikipedia says that GreenSky Credit provides technology to allow merchants to offer financing to consumers for home improvement, solar, healthcare and other purposes. Wikipedia goes on to say that funding for GreenSky financing programs comes from federally-insured and chartered financial institutions. From 2012 to 2016, GreenSky programs led to over $5 billion in loans.

GreenSky Credit has more than 1,000 employees. Located in Atlanta, Georgia, the company has a current market value of $3.6 billion. GreenSky Credit stock is offered on the Nasdaq exchange, with a current value of $19.06 per share. The company’s initial public stock offering was completed in May, 2018.

The company reports that nearly 1.9 million consumers have borrowed money through GreenSky Credit for the various purposes offered.

  •     Remodel your home
  •     Add new air conditioning or heating
  •     Build a pool
  •     Pay for elective surgery
  •     Get needed dental work
  •     Make a new retail purchase

GreenSky is not a lender, per se, but more a facilitator of loans, enabling consumers to arrange financing to complete home repairs, get needed medical or dental work, or make an important retail purchase. GreenSky says that more than 13,000 companies offer their customers financing through GreenSky. GreenSky is without a doubt a growing force in FinTech, and it meets the needs of consumers and merchants.

Whitney Wolfe And Her Fear Of Being Blacklisted From Tech Dating Sites

Whitney Wolfe is the founder of the online dating site Bumble. This site has been around since 2014 and it is now one of the best dating sites in existence. Wolfe created this site to be a female friendly dating platform that will allow women and men to find love. She made the site unique by taking a woman first approach. This is a part of the feminist agenda that Bumble serves for modern females.

Before Wolfe created Bumble, she was afraid of being blacklisted from the world of business technology. Her fears were warranted. In case you did not know, Whitney Wolfe used to be a founding member of Tinder. She was a part of the marketing team that helped to promote Tinder when the site was first launched. During her tenure with Tinder, Wolfe had dated one of the personnel that was a part of this group.

Their relationship eventually ended and when it was over, Whitney Wolfe was degraded and put down. The gentleman that was her former boyfriend turned on her and treated her less than human. She endured a lot of sexual harassment and verbal assaults from various members of the Tinder organization. Eventually, her boyfriend’s sexual harassment and acts of gender discrimination caused her to end up quitting Tinder.

She then took her the organization to court. She won a lawsuit for millions after this situation was resolved. While Whitney Wolfe vindicated herself against the people who tried to bring her down; she was unfairly labeled as the “lawsuit girl”. This name and many more like them made Wolfe really sad. For a while she was near rock bottom from this type of unfair slander. Many people in the tech world did not want to be bothered with her. It was as if Whitney had a “Scarlett Letter” tattooed on her chest.

Thankfully, a businessman by the name of Andrey Andreev believed in Whitney. He partnered with her to start Bumble. Since that time, Whitney’s site has exploded to become one of the best dating brands in world today. Whitney Wolfe was nearly blacklisted from the world of tech startups. Ultimately, she had the right support and the belief in herself to overcome that obstacle. Now, Bumble is a shining example of how a strong willed woman can make a difference.

Steve Ritchie: A Natural Leader

In today’s world, business executives need many different skills to make their companies successful. One of these is how to communicate well with not only employees, but also customers. Whether through a speech to shareholders or the media, or an open letter to customers thanking them for years of loyalty, great communication skills can play a big part in showing others how to stay on the path to success. This has been the case with Steve Ritchie, who as the CEO of Papa John’s Pizza has taken leadership to a new level.

Having recently penned a letter to the pizza chain’s customers, Steve Ritchie demonstrated not only great communication skills, but also an in-depth knowledge of customer service and business leadership. By acknowledging the more than 120,000 team members of the company, Steve Ritchie automatically connected with the company’s customers. And along with this, he also laid out a plan for the company’s future that described several key points, all of which are crucial to the overall short-term and long-term success of the company.

According to, by bringing in outside experts to help audit the company’s culture, having senior managers hit the road to listen to the concerns and needs of employees and franchisees, and also committing to transparency and accountability, Steve Ritchie has positioned Papa John’s to stay ahead of its competitors now and in the years ahead. Knowing that by taking an active interest in learning what those who have built the company into a success need to become even better, Steve Ritchie and his executive team will be prepared to take the information they gather along the way and use it to achieve maximum results.

In the years to come, Steve Ritchie will be expected to achieve the results necessary to stay ahead of the competition. By adhering to the commitments made in his letter to customers, there is little doubt Steve Ritchie will likely obtain the results he seeks. Using his skills of natural leadership and knowledge of high-level business practices, Steve Ritchie has been praised for his efforts, and will no doubt receive more praise going forward.

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Ten Quick Tips On Making A Usable To-Do List

Use these great tips to get a to-do list that will help you plow through your projects and get everything done in time:

1) Jot It All. Write everything down that needs to be done. The goal is to jot it down and tackle it as you go along. You don’t want unfinished tasks to keep running through your mind, making it harder for you get what you’re working on completed. This is unnecessary stress/

2) Write Your List Ahead Of Time. Take the time to create your list when your energy is the lowest so you can use high energy times to actually do work.

3) Keep your list in a single place with everything on it.

4) Add time attributes to your task so you know what time of day and how much time will be allotted for the project

5) Add a priority to each task so you know what you should get working on immediately.

6) Evaluate your list. Remove items that won’t matter or don’t make sense. You probably don’t need to do them.

7) Assign some of your work off if you have an assistant to help you.

8) Breakup tasks into bunches of work and steps so you can feel less overwhelmed.

9) Organize your work into similar piles, so you can run through all tasks of the same nature back to back instead of bouncing around.

10) Designate Energy levels to tasks. The ones that need the most energy should be completed at times when you have the most energy to take them on.

About Upwork

Upwork is the biggest freelance website globally. This company simplifies the process of independent professionals and businesses finding each other. The time and place barriers do not exist in the world of Upwork. Freelancers that are members of the site provide over 3,500 skills which businesses are welcome to sift through and locate the exact skills they require to complete certain projects. All together, the freelancers are bringing in over $1 billion each year through the Upwork site. Upwork reduces any complications in finding the right skills to complete a job, it also helps get projects completed as quickly and cost-effective as possible. The skills that are available on Upwork include mobile development, design and creative, web development, writing, virtual assistants, sales and marketing, customer service, and accounting and consulting.

Fortress Investment Group Was Bought By SoftBank – But Why?

Without investments, the value of people’s earnings would consistently drop over the years due to inflation. They’d also have to worry about where to reliably store their money – savings accounts would collectively be filled to the proverbial brim. Thankfully, we do have investments, another name for vehicles that store money and are used to generate more money for their owners.

Most people choose conservative investments that carry low risk and reasonable returns. These returns beat out inflation by a few points, though they’re highly unlikely to earn their owners any substantial amounts of money. However, a small portion of investors – both business- and personal-use investors – turn to alternative asset management companies to generate higher returns on their investments, though they often tote along larger risks than their safer, more boring counterparts.

Fortress Investment Group is an alternative asset management firm based in New York City that helps roughly 2,000 individuals and businesses earn extraordinarily high returns without having to invest in instruments that aren’t likely to yield anything of value – take junk bonds, for example. The company was created in 1998 by a trio of business partners: Wesley “Wes” Edens, Robert “Rob” Kauffman, and Randal “Randy” Nardone.

Fortress Investment Group currently has about $40 billion of assets under management that its 1,800-odd investors trust with the firm. Just last year – in July 2017 – Fortress Investment Group was bought out by an international business conglomerate that doesn’t often invest in opportunities outside of technology and the World Wide Web.

SoftBank Group Corporation bought out Fortress Investment Group for this simple reason

SoftBank of Japan gave $3.3 billion to the owners of Fortress in July 2017. SoftBank forked over roughly 40 percentage points’ worth of premium on its share prices at the time, effectively paying shareholders roughly $8 per share due to the transfer of ownership.

Here’s why SoftBank bought Fortress Investment Group – because it showed promise, for one, and the two companies agreed that Fortress would be run independently of SoftBank, a move that cut the number of employees who would have to work on nothing but the management of Fortress to zero.

Western Union Customers Can Now Send Money To PSI Pay

Western Union has been integrated into the PSI Pay system, and they have become partners in the major eco-wallet revolution that has happened in Europe. There are many people in Europe who are changing over to systems like PSI Pay because they want to be free of traditional banks, traditional bank fees, and all the restrictions that banks want to put on their customers. Read more about how much more helpful these accounts can be now that they work with Western Union.


  1. The Original Courier

Western Union was one of the original couriers, and they have been a standard for sending money for ages. Their money order is still among the most popular financial products in the world, and they have an electronic system that now works with eco-wallet companies such as PSI Pay. The purpose of working with PSI Pay is to keep the customers who want to send money more easily.


  1. Direct Deposits

Direct deposits are made from the Western Union computer system to a company like PSI Pay, and the company can immediately credit their customer’s account. This is a much faster way of sending money across borders, and the companies are hoping that they can be just as powerful as traditional banks in a few years. Their customers are changing over because it is easier to make payments, and they can keep large balances with no worry.


  1. How Does PSI Pay Work?

PSI Pay works in an app where any customers can deposit or debit their own money. They can use a prepaid card, and they can check their balance on an app. This is a simpler way for someone to watch their money, and they only need the card and their phone to make payments. The cards are advanced, and the app is completely secure. This is a new way to bank that avoids all the troubles with big banks.


  1. Conclusion

The PSI Pay difference is in how easy it is to use. The company has built a system that allows people to make payments with their prepaid card or to use the eco-wallet app to manage their money.

DAMAC Owner Hussain Sajwani Supporter of IT Education among Younger Generations

Dubai has one of the most developed real estate landscapes, and many companies have contributed to its fast development. One of the companies that have contributed heavily to the real estate development of the United Arab Emirates is DAMAC Properties that was started by Hussain Sajwani in the year 2004. The company has grown rapidly in the past few years under the leadership of Hussain Sajwani, who has done his graduation from the Washington University in Economics and Industrial Engineering.

Hussain Sajwani has been able to achieve immense success in the field of real estate because of his keen understanding of what the clients are looking for. The modern people are looking for something that is non-conventional, innovative and aligns well with the modern lifestyle. All the real estate projects of DAMAC Properties are designed in collaboration with the designers and developers from abroad, including from the United States, France, and the United Kingdom. Hussain Sajwani has also roped in companies like Versace and Gucci to make the real estate projects elegant and appealing.

Hussain Sajwani as a DAMAC owner has also become one of the wealthiest Arabs in the world and is listed by Forbes to be the fourth richest Arab in the world. Hussain Sajwani is also associated with many charities and generously help through donations to empower local communities. There are many causes that Hussain Sajwani and his firm support through volunteer work as well as financially. Hussain Sajwani is also friends with the United States President Donald Trump, who is also a real estate tycoon in the United States. DAMAC Properties and Trump Inc have worked together in the past on a number of projects, and it is what helped DAMAC Owner Hussain Sajwani and Donald Trump to know each other. Currently, DAMAC Properties has collaborated with the real estate firm of Donald Trump to develop golf course cum residential complex in the heart of Dubai.

DAMAC owner Hussain Sajwani also believes in giving back to the society. He is the major sponsor of the One Million Arab Coders initiative of the UAE government. He aims to promote employment among the younger generation by making them fluent in software development which is a significant requirement in today’s world.


Organo Gold Takes Full Advantage of the Unique Health Benefits of Coffee

Drinking a delicious cup of coffee has become a regular routine for many needing a pick me up in the morning or around lunchtime. Yet, many of these people either overlook or are unaware of the unique health benefits of coffee. For instance, coffee can help make your hair look better and reduce breakage. Many well known shampoo products contain coffee. This ingredient is often anonymous however. View Organo Gold’s profile on

Hair benefits is just one of the positives. I bet you didn’t know that coffee can affect eye puffiness. By mixing cold coffee with eye cream eye puffiness can actually be reduced. When most people find out about these kinds of benefits from drinking coffee they are pleasantly surprised. This is probably because these benefits aren’t exactly plastered on billboards. As more and more people become aware of the unique things coffee can provide coffee habits may change. Many may begin to put more thought into the brand of coffee they consume.

Organo Gold is an exquisite coffee brand that also distributes tea, energy drinks, and skincare products. The company is very innovative and its intriguing products serve as proof of this.


Coffee is also chock-full of antioxidants. These antioxidants can be very beneficial in skin care as they possess the ability to reduce inflammation on the skin. Skin care is something many people are constantly concerned about. Coffee can help put their minds at ease on the subject by presenting a desirable means of supporting the skin. Coffee is a valuable ingredient in some face creams as well.

A major reason Organo Gold is so special is it contains a unique ingredient called Ganoderma Lucidum. The special ingredient is actually an herb that has been used for its health benefits for a number of years in countries like China and Japan among other places. Ganoderma Lucidum is also an ingredients in many of Organo Gold’s other beverages. Visit to know more about Organo Gold.

How NetPicks Helps People Trade Currencies Like A Pro

NetPicks is a company that is well-known among forex traders. It was founded in 1986 and was one of the pioneers of people being able to do forex trading from the comfort of their own home. They have a number of trading platforms they provide to forex traders and also offer educational materials that range from providing the basics to newcomers to trading strategies for seasoned veterans. Additionally, NetPicks offers a live signal service so traders know when to attend to one of their transactions.

So what is forex trading? It’s something known by a few names including FX trading, foreign exchange trading, and most popularly as currency trading. What forex traders do is match two currencies against one another, making a bet that one will rise against the other. If they are right they profit based on how much money they were using for the transaction, see ( People can do forex trading at all hours of the day because somewhere in the world there is always a market that is open.

NetPicks says that the majority of forex traders do spot trading which is, of course, making a trade right on the spot. Some forex traders engage in the futures and/or forward markets but most people find that spot trading is right for their needs. If someone is trading in the futures or forward market they are likely a business owner who is trying to hedge some of their risks, read more on

Another thing that is possible with forex trading is being leveraged. This means you use a margin account in addition to whatever you are investing in a trade. This allows traders to make bigger bets than the money they have on hand. Not all brokers offer margin accounts, NetPicks says, so a forex trader has to look around to find one that does. The danger of using a margin account is that win or lose you have to reimburse the broker for whatever amount you use. For this reason, most people don’t use margin accounts and if you do you have to be 100% sure you can pay back whatever amount of money it was you borrowed, more details